“It’s doable, even with a crazy year”

Watch how a PA bought a $4.5M clinic while getting married and building a house

Feb 20, 2026
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Ben Kelly

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“I closed this deal, bought land, built a house, got married, went on a honeymoon, and picked up a second job - all in the same year. It’s hard and stressful, but it’s doable.”

That’s what Zach told me after he and his partner bought a $4.5M occupational medicine clinic for just $120K down, with 100% financing from a private lender.

Earlier this week, I told the story of Zach’s deal breakdown, and today…

I’m sharing our complete interview where he walks through how they structured creative financing and found a partnership that made it all work.

(Zach found his partner inside the Acquisition Ace community after posting about a different deal. Members collaborate to close deals they couldn't do alone. Want that support? Book a call with our team here.)

3 key takeaways from our conversation:

1. Industry experience unlocks bigger deals

Zach’s background as a PA specializing in occupational medicine made lenders comfortable financing a $4.5M clinic in his exact specialty.

2. Loan brokers can beat SBA terms

Instead of putting down $450K (10% for SBA), Zach’s loan broker found a private lender who financed 100% at 6.4% interest with a first year interest-only.

3. Partnerships can make a huge difference

Zach closed while getting married and working full-time, with his partner handling things when he couldn’t, and vice versa (making this possible for him).

This week’s action item:

If you’re in a specialized field (medical, aviation, legal, etc.), research one business-for-sale listing in your industry this week.

Your expertise might be more valuable than you think!

Watch our full interview here.

P.S. Zach found his business partner by posting in the Acquisition Ace community about a completely different deal.

That deal fell through, but the partnership stuck — and they closed on a $4.5M clinic together.

If you want access to a community where partnerships like this happen:

👉 Schedule a call with our team here to see how Acquisition Ace could help you close your first deal.

Onward,

Ben Kelly

PS: Check out our latest YouTube video. I show you how I bought a profitable boring business without spending a dime and how you can do it too.